We help with Garnishment, Repossessions and Lawsuit Defense

 

Corcoran Law Office defends people in northern Michigan from creditor garnishment, repossessions and lawsuits.  Creditors may sue people who don’t pay their debts.  Their goal is to obtain a judgment which is a “tool” necessary to begin the collection process.  Once a judgment has been entered, creditors will seek to garnish or seize or “levy” bank accounts, paid for automobiles, and personal belongings.   Creditors will often seek garnishment of a person’s wages.  We can stop the garnishment by filing a bankruptcy under any chapter of the code.  Bankruptcy filing creates an “automatic stay” which enjoins creditors, even judgment creditors, from taking wages or assets from you.

If you are sued, we can defend you in court.  Sometimes you have a defense worth proving, like mistaken identity from identity fraud, or the suit is barred by the applicable statute of limitations.  We can review and facts and circumstances surrounding your case, and offer the appropriate response.  We can speak to the attorney on “the other side”, and point out the flaws in their case.  Even if you have no defense to the suit, we can negotiate with the lawyer and obtain settlement terms you can live with.  Do not ignore a collection lawsuit.  You may have rights and defenses that could save you thousands, and you may be able to keep your credit report “clean”.  Call us today to get a free consultation over the phone.